by Phil Soper | May 1, 2024 | Guest Columns
On April 16, Canada’s federal government presented Budget 2024. Leading up to the official unveiling, we knew its contents would be heavily focused on tackling Canada’s housing crisis as several pre-budget announcements revealed billions of dollars in proposed...
by Phil Soper | Apr 24, 2023 | Guest Columns
Earlier this year, the Office of the Superintendent of Financial Institutions (OSFI) announced its launch of public consultations on three new mortgage underwriting regulations intended to go beyond the existing minimum qualifying rate—otherwise known as the mortgage...
by Phil Soper | Oct 25, 2021 | Featured, Guest Columns
It turns out that millennials have forged their own path through life, ignoring the prognostications of “experts” who said they had them all figured out. In the housing industry we pay particular attention to the behavioural patterns of millennials, those in their...
by Phil Soper | Sep 8, 2021 | Featured, Guest Columns
The people can be forgiven for viewing elections with indifference. Like a spouse’s obsession with binge watching old television shows (that weren’t great when new), the themes can seem dully repetitive. Yet for those in the real estate industry, the pandemic-fuelled,...
by Phil Soper | Mar 6, 2020 | Letters to the Editor
On March 4, Bank of Canada joined other central banks in cutting its target interest rate, an appropriate step that it believes will mitigate the damage caused by the coronavirus. This new health scare has impacted families in many countries around the world and in...