by Phil Soper | Dec 10, 2025 | Advice for Agents, Guest Columns, News
Affordability is quietly improving in this country. Home prices have flattened in many parts of Canada, and in our most expensive markets, they have even pulled back. Mortgage rates have stabilized to a level that supports healthy activity. And, after years of...
by Phil Soper | Nov 6, 2025 | Sponsored
As uncertainty across the border reshapes the economic landscape, a clear trend has emerged: businesses and consumers are rallying behind Canadian brands, and real estate is no exception. In times of American political and economic volatility, people are placing trust...
by Phil Soper | May 1, 2024 | Guest Columns
On April 16, Canada’s federal government presented Budget 2024. Leading up to the official unveiling, we knew its contents would be heavily focused on tackling Canada’s housing crisis as several pre-budget announcements revealed billions of dollars in proposed...
by Phil Soper | Apr 24, 2023 | Guest Columns
Earlier this year, the Office of the Superintendent of Financial Institutions (OSFI) announced its launch of public consultations on three new mortgage underwriting regulations intended to go beyond the existing minimum qualifying rate—otherwise known as the mortgage...
by Phil Soper | Oct 25, 2021 | Featured, Guest Columns
It turns out that millennials have forged their own path through life, ignoring the prognostications of “experts” who said they had them all figured out. In the housing industry we pay particular attention to the behavioural patterns of millennials, those in their...