by Justin Herlick | Jul 22, 2025 | Advice for Agents, Guest Columns
For millions of Canadians, homeownership is one of life’s biggest milestones. In today’s economic climate of rising interest rates and affordability challenges, real estate professionals must go beyond just understanding mortgage basics—they need to interpret how...
by REM Editorial Team | Jul 18, 2025 | News
A majority of recent homebuyers say they couldn’t have purchased their home without help covering the down payment, according to new research from Mortgage Professionals Canada. Among buyers in the past two years, 70 per cent say they couldn’t have bought their...
by Chris Mac Neil | Jul 7, 2025 | Advice for Agents, Guest Columns, News
Seller-financed deals—specifically vendor take-back (VTB) mortgages—aren’t just surviving in Canadian real estate. They’re booming. According to CoStar Canada, VTB transaction volume surged from $767 million in 2021 to $3.5 billion by the end of 2023, marking a nearly...
by Courtney Zwicker | Jun 19, 2025 | Featured, News
Bank of Canada governor Tiff Macklem said he is less concerned than he was a year ago about the deluge of mortgage holders facing a painful renewal. Following a speech to business leaders in St. John’s, NL, he told reporters on Wednesday that lowering the Bank’s...