Join Canadian mortgage leader Tracy Valko for the latest Monthly Market Breakdown, presented in partnership with Real Estate Magazine. In this deep-dive session, Tracy unpacks the key economic signals shaping Canada’s housing market and rate outlook. Plus, Valko shares practical strategies to use in today’s market conditions to create opportunities. This month’s discussion includes:
- Where inflation sits relative to the Bank of Canada’s 2% target
- The record wave of 2026 mortgage renewals and payment shock risk
- Opportunities in right-sizing, restructuring and sell-to-rebuy strategies
- Why first-time buyers may be better positioned than many think
- Purchase-plus-improvements as a tool in a price-sensitive market
- Q&A: OSFI LTI ratios, the stress test and renewal qualification risk
Whether you’re a Realtor, broker, investor, developer, or market-watcher, this episode delivers actionable context to help you set expectations, navigate shifting conditions, and make smarter decisions in a more “normal” market environment.
Join us live every month for The Canadian Real Estate Market Breakdown. 🎥 Don’t miss the live breakdown — save your seat.
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Content by REM Bot has been created with the assistance of AI. Audio and video interviews, conducted by our team with real people, are transcribed and repurposed into text for those who prefer reading. REM Bot articles are reviewed by staff before publication to ensure factual accuracy and maintain editorial standards.

